Security measures and “moratorium” in bankruptcy proceedings
Mere obezbeđenja i „moratorijum“ u stečajnom postupku
Abstract: The Law on Amendments to the Law on Bankruptcy, which entered into force on December 25, 2017, has significantly changed the conditions for determining the security measures in the previous bankruptcy proceedings. Also, the provisions on legal prohibition of enforcement and settlement as a legal consequence of the opening of the bankruptcy proceedings were amended, and new rules on the abolition of the moratorium at the request of the secured and lien creditors were laid down. Special attention was paid to the novelty legal provisions on moratorium, introducing a ban on creditors to exercise their rights in the enforcement proceedings, as a procedure for individual enforcement, and in the light of the forthcoming possibility of opening of bankruptcy proceedings as a procedure of the general enforcement. The most important novelty is the time-limited abolition of the moratorium for a period of nine months starting from the date of publication of the announcement on the abolition of the measure of security or the prohibition of enforcement, after which the measure of enforcement and settlement in relation to that property is re-established, in accordance with Article 93g which regulates the consequences of the failure to cash out the property by a secured, ie lien creditor within the prescribed deadline, because the basic legal text did not prescribe a time limit for the abolition of the moratorium. Similar solutions are also accepted in the law of the Republic of Croatia, where the opening of the bankruptcy procedure prevents the initiation of an individual enforcement procedure also when it comes to exercising the rights of mortgage - secured creditors.
Apstrakt: Zakonom o izmenama i dopunama Zakona o stečaju1, koji je stupio na snagu 25. decembra 2017. godine, izvršene su značajne izmene uslova za određivanje mera obezbeđenja u prethodnom stečajnom postupku. Takođe, izmenjene su i dopunjene odredbe o zakonskoj zabrani izvršenja i namirenja kao pravnoj posledici otvaranja stečajnog postupka, i propisana su nova pravila o ukidanju moratorijuma na zahtev razlučnih i založnih poverilaca. Sa posebnom pažnjom razmotrene su novelirane zakonske odredbe o moratorijumu, kojim se uvodi zabrana poveriocima da ostvaruju svoja prava u izvršnom postupku, kao postupku individualnog izvršenja, a u svetlu predstojeće mogućnosti otvaranja stečajnog postupka kao postupka opšteg (generalnog) izvršenja. Najznačajnija novina jeste vremenski ograničeno ukidanje moratorijuma na period od devet meseci počev od dana objavljivanja oglasa o ukidanju mere obezbeđenja, odnosno zabrane izvršenja, nakon čega se mera zabrane izvršenja i namirenja u odnosu na tu imovinu ponovo uspostavljena, saglasno članu 93g koji uređuje posledice propuštanja unovčenja imovine od strane razlučnog, odnosno založnog poverioca u zakonom predviđenom roku. Jer, osnovni zakonski tekst nije propisivao vremensko ograničenje ukidanja moratorijuma. Slična rešenja prihvaćena su i u pravu Republike Hrvatske, gde otvaranje stečajnog postupka sprečava pokretanje individualnog izvršnog postupka i kada je u pitanju ostvarivanje prava hipotekarnih – razlučnih poverilaca.
srpski
2018
Ovo delo je licencirano pod uslovima licence
Creative Commons CC BY 4.0 - Creative Commons Autorstvo 4.0 International License.
http://creativecommons.org/licenses/by/4.0/legalcode
Ključne reči: zabrana izvršenja; moratorijum; mirovanje dugova; hipoteka; stečaj.
Keywords: prohibition of enforcement; moratorium; debt standstill; mortgage; bankruptcy.