Naslov (eng)

Blockchainas a Driverof Innovation in the Fintech Industry and Modern Financial Markets

Autor

Dimić, Maja
Knežević, Nikola
Arsenijević, Olja

Opis (eng)

This paper aims toanalyzethe roleof blockchaintechnology inthe transformationofthefinancialsector,withparticularemphasisonitsapplication withinFinTechsolutionsand itspotentialtodrivestructuralchangesinfinancial markets. Over the past decade, FinTech has experienced rapid growth, significantly reshaping traditional financial services through digital innovation. This evolution is characterizedby the integration of technologies that enable novel forms of access to financial products and services, including online banking, mobile payments, and digital lending platforms. Concurrently,there has been a pronounced increase in investment in technological innovations within the financial sector, reflecting a high level of market and institutional interest in FinTech solutions. Within this ongoing digital transformation, blockchaintechnologystandsoutasadisruptiveinfrastructurewiththecapacity toredefineoperational,security,andregulatory frameworksofcurrentfinancial systems. Its core attributes: decentralization, immutability of records, and transparency, facilitate accelerated transaction processing, reduction of transactioncosts,eliminationofintermediaries,andenhancedsecurityof financial operations. Special attention in the analysis of modern FinTech innovations is given to smart contracts and decentralized finance (DeFi).

Jezik

engleski

Datum

2025

Licenca

© All rights reserved

Predmet

FinTech,blockchain,financialmarkets,innovation.

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