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The development of bankruptcy legislation of banks in Republic of Serbia in the period from 1990-2020
Razvoj stečajne legislative banaka u Republici Srbiji u periodu od 1990 do 2020
Dukić Mijatović, Marijana
Rađenović, Ivana
Abstract: Constant changes in the banking sector, caused by various macroeconomic and political factors, have also resulted in changes in the legislation governing this area. Considering that bankruptcy procedures of banks are very specific legal and economic entity, moreover the potential consequences of the procedure itself and its impact on the banking system, it is inevitable that the legislation of this area is a significant part of the legal framework governing the banking sector. Therefore, it is important to develop and innovate lex specialis that governs this area. In the bankruptcy procedures of banks legally, the role of the Bankruptcy and Liquidation of Banks and Insurance Companies Law, which regulates the bankruptcy and liquidation proceedings of not only banks but also insurance companies and financial leasing providers, has a key role. In practice, the National Bank of Serbia actively seeks to minimize any possibility of instability. So, if the legislation is not clearly defined or is inadequate, there can be serious changes that can endanger the entire economy of the state. In the bankruptcy legislation of the banking sector of the Republic of Serbia, there are evident attempts to develop this issue in order to increase the efficiency of the procedures themselves.
Apstrakt: Stalne promene u bankarskom sektoru, uzrokovane različitim makroekonomskim i političkim faktorima, rezultirale su i promenom zakonodavstava koje reguliše ovu oblast. S obzirom da stečajni postupak nad bankom predstavlja izuzetno specifičnu pravno-ekonomsku tvorevinu uzimajući u obzir potencijalne posledice samog postupka i uticaj istog na bankarski sistem, logično je da legislativa ove oblasti predstavlja značajan deo zakonskog okvira kojim se uređuje bankarski sektor. Usled navedenog, važan je razvoj i inoviranje lex specialis-a kojima se uređuje ova oblast. U stečajnom postupku banaka u zakonskom smislu, ključna je uloga Zakona o stečaju i likvidaciji banaka i društava za osiguranje296 kojim se reguliše postupak stečaja i likvidacije ne samo banaka, već i društava za osiguranje i davalaca finansijskog lizinga. U postupku sprovođenja zakona u praksi, Narodna banka Srbije aktivno nastoji da bilo kakvu mogućnost pojave nestabilnosti svede na minimum. Dakle, ukoliko zakonska regulativa nije jasno definisana ili je neadekvatna, može doći do ozbiljnih promena koje mogu ugroziti čitavu ekonomiju države. U stečajnom zakonodavstvu bankarskog sektora Republike Srbije evidentni su pokušaji razvoja ove problematike kako bi se povećala efikasnost samih postupaka.
srpski
2020
Ovo delo je licencirano pod uslovima licence
Creative Commons CC BY 4.0 - Creative Commons Autorstvo 4.0 International License.
http://creativecommons.org/licenses/by/4.0/legalcode
Ključne reči: stečajna legislativa, Narodna banka Srbije, bankarski sektor
Key words: bankruptcy procedures, National Bank of Serbia, banking system
22678537